Disclaimer — Information, Not Advice

Last updated: 30 June 2026

Information, not advice

flagwise provides general information about jurisdictions — banking, residence, company formation, citizenship, and asset protection. flagwise presents general information, not individualized advice: it does not assess your personal circumstances and does not tell you what you should do. It is not tax advice, legal advice, financial advice, or investment advice, and it must not be relied upon as such.

Using flagwise does not create any advisor–client, attorney–client, or other professional relationship between you and MAKOA LLC, its manager, or its contributors.

Always consult a qualified professional

Your situation is unique, and the rules in this field are complex, fact-specific, and change frequently. Before making any decision about relocation, residence, citizenship, banking, company formation, taxes, or asset protection, consult a qualified professional (e.g. a licensed tax adviser, attorney, or financial adviser) admitted in the relevant jurisdiction(s).

Where our information comes from — and its limits

flagwise combines two clearly separated types of information:

Verified data — drawn from official and authoritative sources, labelled as verified. Even so, it may contain errors, omissions, or out-of-date figures.

Community-reported signals — experiences shared by users, shown as “not verified.” These are individual reports, may be inaccurate or unrepresentative, and a high number of similar reports does not make them true or official.

We do not guarantee that any information is accurate, complete, current, or applicable to your circumstances. We make no representation that following any information will achieve a particular tax, legal, or financial outcome.

No regulated tax or legal advice

flagwise does not provide tax-advisory or legal-advisory services and does not act as a tax adviser (Steuerberater), lawyer, or registered legal-services provider in any jurisdiction. We provide general, factual information about jurisdictions and we do not apply it to your individual situation. Nothing on the Service constitutes the rendering of regulated advice within the meaning of, for example, the German Tax Advisory Act (Steuerberatungsgesetz, StBerG) or the German Legal Services Act (Rechtsdienstleistungsgesetz, RDG), or their equivalents in other countries. Where we link you to advisors, flagwise acts only as a directory/introducer and is not a party to any engagement you enter into with them.

Your responsibility

You are solely responsible for how you use the information on flagwise and for verifying it with qualified professionals and official sources before acting. To the maximum extent permitted by law, MAKOA LLC accepts no liability for any loss arising from reliance on the Service. See our Terms of Service.