Andorra: residence options for digital nomads and remote workers. It is outside the EU and a residence destination for remote workers, freelancers and financially independent expats, offering a progressive personal income tax, with a higher cost of living. Its overall suitability as a base is rated high.
Teletreball (Teleworking Permit) — a digital-nomad visa. 2-year validity, renewable. About 90 days/year of presence, ~60 days processing. Family: Spouse/partner and dependents; family reunification possible after ~3 months of residence.
Passiu (Passive Residence) — a passive-income (retiree) visa. It requires an investment from 800,000 (Investment in Andorran assets required; amount in transition: the gov e-procedures portal still shows EUR 600,000 + EUR 47,500 AFA (pre-reform), while Law 2/2026 (effective Feb 2026) raises it to about EUR 1,000,000 total (at least EUR 800,000 in a single real-estate unit) + EUR 50,000 non-refundable AFA deposit. Confirm the current figure.). 2-year validity, renewable. About 90 days/year of presence, ~60 days processing. Family: Spouse/partner and dependents; income +100% per dependent; government fee +EUR 500 per dependent.
Activa (Active Residence/Employment) — a employment-based permit. 1-year validity, renewable. About 183 days/year of presence, ~60 days processing. Family: Spouse/partner and dependents; family reunification possible.
Path to permanent residence and tax. On tax, Andorra offers a progressive personal income tax; eligibility for any preferential regime should be confirmed case by case.
What applicants report. Members have shared 2 first-hand reports. reported timelines include Initial application through lawyer took ~4 months for approval; €400k bank deposit and property purchase had to be completed before application; total timeline from first contact to residence card ~7 months; Applied via Andorran lawyer in July 2023; received initial approval in ~10 weeks; permit card issued after arriving in Andorra and registering with CASS (social security), total ~5 months from start to card in hand. common friction points: The €400k deposit earns zero interest — essentially a cost of residency. Property prices in Andorra are very high for what you get. Bureaucracy is slow and many officials only speak Catalan.; Finding a rental property before arriving was very difficult; estate agents often refused without a residence permit. The CASS self-employed registration requires a local gestor (accountant). Language barrier for Spanish/Catalan documents.. practical tips: Use a reputable Andorran lawyer — several firms specialise in passiu applications; Consider buying property before the deposit to reduce total cash outlay; MoraBanc and BPA are the two main banks; BPA is more foreigner-friendly. Treat this as community orientation, not a guarantee.
Bottom line. For most remote workers the Teletreball (Teleworking Permit) is the natural fit; those living off a pension or investments lean to the Passiu (Passive Residence). Weigh visa renewals and banking access alongside the tax picture before committing.
One card per case and applicant type. Colour shows the reported outcome.
UK family successfully obtained passive residence after purchasing a property and making the required 10-year bank deposit. The process was bureaucratic but straightforward with a lawyer. The main downside is the zero-interest deposit requirement.
Applicant successfully obtained the Andorra Teletreball permit as a US-based software engineer. The process required a local lawyer and gestor. The main hurdles were finding a rental and the CASS self-employed registration, but the permit itself was issued within the advertised 3-month window.
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