Most first-hand reports shared here ended in success.
Based on 2 first-hand reports shared by the community — 2 reported success — for residence in Andorra. Reviewed for 2026.
Andorra: residence options for digital nomads and remote workers. It is outside the EU and a residence destination for remote workers, freelancers and financially independent expats, offering a progressive personal income tax, with a higher cost of living. Its overall suitability as a base is rated high.
Teletreball (Teleworking Permit) — a digital-nomad visa. 2-year validity, renewable. About 90 days/year of presence, ~60 days processing. Family: Spouse/partner and dependents; family reunification possible after ~3 months of residence.
Passiu (Passive Residence) — a passive-income (retiree) visa. It requires an investment from 800,000 (Investment in Andorran assets required; amount in transition: the gov e-procedures portal still shows EUR 600,000 + EUR 47,500 AFA (pre-reform), while Law 2/2026 (effective Feb 2026) raises it to about EUR 1,000,000 total (at least EUR 800,000 in a single real-estate unit) + EUR 50,000 non-refundable AFA deposit. Confirm the current figure.). 2-year validity, renewable. About 90 days/year of presence, ~60 days processing. Family: Spouse/partner and dependents; income +100% per dependent; government fee +EUR 500 per dependent.
Activa (Active Residence/Employment) — an employment-based permit. 1-year validity, renewable. About 183 days/year of presence, ~60 days processing. Family: Spouse/partner and dependents; family reunification possible.
Path to permanent residence and tax. On tax, Andorra offers a progressive personal income tax; eligibility for any preferential regime should be confirmed case by case.
What applicants report. Members have shared 2 first-hand reports. reported timelines include Initial application through lawyer took ~4 months for approval; €400k bank deposit and property purchase had to be completed before application; total timeline from first contact to residence card ~7 months; Applied via Andorran lawyer in July 2023; received initial approval in ~10 weeks; permit card issued after arriving in Andorra and registering with CASS (social security), total ~5 months from start to card in hand. common friction points: The €400k deposit earns zero interest — essentially a cost of residency. Property prices in Andorra are very high for what you get. Bureaucracy is slow and many officials only speak Catalan.; Finding a rental property before arriving was very difficult; estate agents often refused without a residence permit. The CASS self-employed registration requires a local gestor (accountant). Language barrier for Spanish/Catalan documents.. practical tips: Use a reputable Andorran lawyer — several firms specialise in passiu applications; Consider buying property before the deposit to reduce total cash outlay; MoraBanc and BPA are the two main banks; BPA is more foreigner-friendly. Treat this as community orientation, not a guarantee.
Bottom line. For most remote workers the Teletreball (Teleworking Permit) is the natural fit; those living off a pension or investments lean to the Passiu (Passive Residence). Weigh visa renewals and banking access alongside the tax picture before committing.
Each residence route with its requirements. Set your situation to see which routes fit you.
Investment · Self-employed (compte propi): hold >34% of an Andorran company and sit on its administrative body; foreign-investment authorisation required. EUR 50,000 non-refundable AFA deposit (some regulated professions exempt).
Presence183 days/yr
Validity12 mo · renewable
Path to PRcitizenship ~20 yrs
FamilySpouse/partner and dependents; family reunification possible
Processing~60 days
Health insurancerequired
LanguageCatalan: A1 at first renewal, A2 at second (Llei 6/2024)
Government fee€190.96
TaxActive residents are tax-resident and pay CASS social security alongside income tax (max 10%).
FamilySpouse/partner and dependents; family reunification possible after ~3 months of residence
Processing~60 days
Health insurancerequired
LanguageCatalan: A1 at first renewal, A2 at second (Llei 6/2024)
Government fee€224.61
TaxTax-resident only at 183+ days / centre of vital interests, separate from the 90-day permit presence. Andorra has double-taxation treaties with several countries.
Applicant successfully obtained the Andorra Teletreball permit as a US-based software engineer. The process required a local lawyer and gestor. The main hurdles were finding a rental and the CASS self-employed registration, but the permit itself was issued within the advertised 3-month window.
Matches your experience?
Signed employment contract with foreign employerProof of €60k+ annual incomeRental contract for apartment in Andorra (minimum 1 year)Criminal background check apostilled and translatedCASS registration as self-employed (treballador autònom)Andorran bank account
Conditions: Must maintain the remote job with non-Andorran employer. Must register as self-employed ('autònom') and pay CASS contributions (~€350/month minimum). Cannot work for an Andorran company or take local clients.
Watch out: If the remote job is lost, the permit may not be renewable. Self-employment CASS contributions are mandatory even if the worker is covered by employer's health insurance in home country.
Tips: Use a local gestor for CASS registration — it's nearly impossible to navigate alone · Join the Andorra Teletreball WhatsApp group or Facebook group for up-to-date experiences · Start apartment hunting 2-3 months before planned move — the market is very tight · Have all documents translated into Catalan or Spanish by a sworn translator
last seen 2024-11-18aged
Min income~€54,912/mo
Investment€800,000 · Investment in Andorran assets required; amount in transition: the gov e-procedures portal still shows EUR 600,000 + EUR 47,500 AFA (pre-reform), while Law 2/2026 (effective Feb 2026) raises it to about EUR 1,000,000 total (at least EUR 800,000 in a single real-estate unit) + EUR 50,000 non-refundable AFA deposit. Confirm the current figure.
Presence90 days/yr
Validity24 mo · renewable
Path to PRcitizenship ~20 yrs
FamilySpouse/partner and dependents; income +100% per dependent; government fee +EUR 500 per dependent
Processing~60 days
Health insurancerequired
LanguageCatalan: A1 at first renewal, A2 at second (Llei 6/2024)
Government fee€2,500
TaxTax-resident at 183+ days / centre of vital interests, separate from the 90-day permit presence. Double-taxation treaties with several countries.
UK family successfully obtained passive residence after purchasing a property and making the required 10-year bank deposit. The process was bureaucratic but straightforward with a lawyer. The main downside is the zero-interest deposit requirement.
Matches your experience?
Proof of €400k bank deposit in Andorran bank (held through BPA or MoraBanc)Property deed for €550k apartmentCriminal records from UK (family of 4)Passive income evidence (dividends, pensions, rental income)Health insurance policies for all family members
Conditions: Must maintain the €400k deposit for the first 10 years (no interest earned). Initial residence valid for 1 year, then renewable for 2-year periods. Minimum 90 days per year in Andorra.
Watch out: If the deposit is withdrawn before 10 years, residence permit may not be renewed. Andorra has no double-taxation treaty with many non-EU countries.
Tips: Use a reputable Andorran lawyer — several firms specialise in passiu applications · Consider buying property before the deposit to reduce total cash outlay · MoraBanc and BPA are the two main banks; BPA is more foreigner-friendly
last seen 2024-08-22aged
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