A US citizen's spouse reported it took over a year to get an ex-Mid-Med (now HSBC Malta) account reopened due to the bank's inability to specify which FATCA documentation they required. The bank spent 6 months asking for documentation they could not identify.

A local Maltese resident reported that APS Bank was easy and quick to open an account with. They criticized HSBC for very poor customer service in comparison.

An expat living in Malta successfully opened a MeDirect account through a fully online application process. They described the bank as fairly decent and functional, though without fancy features.

A new resident successfully opened an account with BNF Bank and recommended it as the easiest local bank option. They advised checking document requirements from the home bank in advance before visiting the branch.

A Canadian crypto trader reported that traditional Maltese banks Bank of Valletta and HSBC immediately refused service upon mentioning cryptocurrency. They suggested newer or online banks might be possible but cautioned not to expect much.

A person reported Bank of Valletta has low or no fees for ATM withdrawals from their network but described dealing with them as painful. They noted fees apply for online SEPA transactions and that little competition keeps fees high across all Maltese banks.

A new resident opened a Revolut account in Malta easily, reporting the process took 1-2 days to verify identity and work permit. They noted that traditional local banks are significantly harder to open.

An expat reported Bank of Valletta had a difficult account opening process, in contrast to BNF which was not too onerous and offered online application.

A Canadian crypto trader reported HSBC Malta refused service upon mentioning cryptocurrency, as the bank will not touch any crypto-related activity.

A person reported that MeDirect offers no ATM fees for withdrawals up to €350 per month, making it suitable for regular cash needs.